Preventive Legal Services
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Phone Consultations on Unlimited Matters
| As a member, you can consult with your Provider
Law Firm toll free by phone on any personal or business-related
matter. Just call your Provider's toll-free number during regular
business hours when you have a legal problem or question. |
Phone Calls and Letters...
| A phone call or letter from your Provider Lawyer
can get you the results you want fast. Your Provider Lawyer will
recommend a letter or phone call when that is the best step for
you. One call or letter per personal subject related matter is
free with your membership. Plus, you'll receive two business
letters each year at no additional cost! Additional assistance for
same subject at 25% discount. |
Contract and Document Review...
| You can have an unlimited number of personal legal documents,
up to ten pages each, reviewed by your Provider Lawyer. Included
each year is one business document review at no additional cost!
Your Provider Lawyer will analyze the documents and suggest
changes for your benefit before you sign. |
Wills for You and Your Family...
| A Will for you at no additional charge, not just a "simple"
Will, but one that meets most Americans' needs - with free yearly
reviews and updates. Wills for covered family members are just $20
each; changes and updates $20. Trust preparation is available at a
25% discount. |
* Additional Information & Exclusions |
Motor Vehicle Legal Expense Services
Minor Legal Expenses
| Your Provider Lawyer will represent you or your
covered family members against moving traffic violations at no
additional cost to you. Now you can have help with traffic tickets
and not have to worry about the cost of representation. |
Major Legal Expenses
| Your Provider Lawyer will defend you or your
covered family members when you are charged with Manslaughter,
Involuntary Manslaughter, Negligent Homicide, or Vehicular
Homicide at no added cost to you.
And add up to 2.5 hours for help with..
- Damage recovery service
- Driver's license assistance
- Personal injury legal expenses
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* Additional Information & Exclusions |
Trial Defense Services
| Lawsuits cause tremendous emotional and
financial stress. Your Pre-Paid Legal membership offers assistance
when you need it most. Up to 75 hours of lawyer
time...
| During your first membership year, you have up to 75 hours of
your Provider Lawyer's time at no additional cost when you or your
spouse is named defendant or respondent in a covered civil or
criminal action filed in a court of law. The criminal action must
be one which arises out of the direct performance of the covered
person's employment activities. Your Provider Firm can advise you
of the documents required to determine coverage under this
benefit. Of these 75 hours, up to 17.5 hours may be used for all
legal services rendered in defense of the covered suit prior to
actual trial. Up to 57.5 of the remaining hours are available for
actual trial time including covered criminal preliminary hearings.
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Your hours of service increase...
| When you renew your membership, your hours of lawyer time
increase as follows:
2nd year renewal: Up to 140 hours of assistance at no
additional charge including up to 23 hours of pre-trial time.
3rd year renewal: Up to 205 hours of assistance at no
additional charge including up to 28.5 hours of pre-trial time.
4th year renewal: Up to 270 hours of assistance at no
additional charge including up to 34 hours of pre-trial time.
5th year renewal: Up to 335 hours of assistance at no
additional charge including up to 39.5 hours of pre-trial time.
|
* Additional Information & Exclusions |
IRS Audit Legal Services
| Your Pre-Paid Legal membership will help you defray
the costs of an IRS audit and give you the legal support you need.
Up to 50 hours of lawyer time...
| You have up to 50 hours of your Provider Lawyer's time
available at no additional cost when you or a covered family
member receives written notice of an IRS audit or are requested to
appear at IRS offices regarding your tax return. Your 50 hours are
available as follows:
Up to one hour for consultation, advice, and assistance when
you receive written notice from the IRS of audit or appearance.
If there is no settlement within 30 days, you have up to 2.5
hours for audit representation, negotiations, phone conversations,
and settlement conferences prior to litigation.
If there is no settlement without litigation, up to 46.5 of the
remaining hours are available for actual trial appearance if the
IRS sues you, or you pay the disputed tax and sue the IRS. |
* Additional Information & Exclusions |
Other Legal Services
| Your Provider Lawyer will render assistance at a
25% reduction to his or her standard
hourly rate* for you or your spouse should you need legal services not
covered by this plan. A retainer may be required for services being
rendered under this benefit. Five days are required for preparation
for court representation. *Hourly rates for Referral Lawyers and
court appearances may
vary.
* Additional Information & Exclusions |
Additional
Information & Exclusions:
Due to regulatory requirements,
benefits and rates vary in certain states and provinces. The information
contained on this material is for illustrative purposes only and is not a
contract. It is intended to provide a general overview of plan coverage;
only a plan contract can give actual terms, coverage, amounts, conditions
and exclusions.
Phone Consultation: Nevada residents
limited to 50 hours of telephone consultation per year.
Letters and Phone Calls: A letter or
phone call per subject matter is available if advisable in your Provider
Law Firm's sole discretion.
Contract and Document Review: Nevada
residents limited to 5 personal legal documents reviewed per year.
Will Preparation: Trust preparation
is available at a 25% discount. A standard Will with yearly updates
provided for the primary member at no additional cost. Covered family
members can also have their Will prepared for $20 each, with yearly
updates for only $20.
Motor Vehicle Legal Services: These
services are available 15 days after enrollment. Representation under this
benefit is provided when the member has a valid driver's license and is
driving a properly licensed motor vehicle. Any fines and court costs are
the member's expense. Pre-existing conditions, charges of DUI/DWI related
matters, drug-related matters, hit-and-run related charges, leaving the
scene of an accident, and unmeritorious cases are excluded. Commercial
vehicles with more than two axles are not covered. These services are
limited to two and one-half (2-1/2) hours of lawyer time per claim and do
not include the filing of a lawsuit and exclude personal injury and
property claims that exceed $2,000. However, you may receive a 25%
discount and consult with your Provider Law Firm under the toll-free
consultation benefit for any exclusions under this benefit.
Trial Defense Services: This coverage
applies only to the named member and spouse. Divorce, separation,
annulment, child custody or other divorce-related matters, bankruptcy,
charges of DUI/DWI, drug-related matters (whether prescribed or not), hit
and run, leaving the scene of an accident and civil or criminal charges
occurring as a result of operating a commercial vehicles with more than
two axles are not covered under this benefit, but are covered by the
preferred member discount. Additional exclusions under this benefit: Being
named in a civil lawsuit or having criminal charged filed against you
because you are listed as an owner, management or associate of the
business and you had no direct involvement with the act or matter that
gave rise to the lawsuit or criminal charge. Those charges are covered
with your preferred member discount. If the lawsuit was filed because of
something that occurred prior to your membership or because of conditions
that were reasonably anticipated or foreseeable prior to your enrollment,
then the lawsuit is excluded from your Trial Defense benefit.This
exclusion applies even if the lawsuit is filed after you become a member.
These lawsuits are covered with your preferred member discount. Class
actions, interventions or amicus curiae filings in which the covered
member is a party (or potential party) are excluded. Also, this coverage
does not include garnishment, attachment or any other appeal. Your
Provider Law Firm has the right to determine whether or not your claim or
defense to a matter will prevail in court or is frivolous or without
merit. This includes deciding whether or not to appeal any judgment or
decision. Your Provider Law Firm also has the right to present your claim
or defense according to their independent professional judgment. Pre-Paid
Legal will not influence or attempt to modify how your Provider Law Firm
provides their professional services.
IRS Audit Legal Services: Does not
cover business tax returns, garnishment, attachment or any other appeal,
class actions, interventions or amicus curiae filings, charges of tax
fraud or income tax evasions, Trust returns, payroll and information
returns, partnerships, corporation returns or portions thereof that are
included in the member's tax returns, pre-existing conditions - where
member has been notified by the IRS prior to enrollment, and services
rendered by an enrolled agent. Coverage includes the return due on April
15th of the first membership year.
Preferred Member Discount: Depending
on your legal needs, a retainer may be required by your Provider Law Firm
prior to services being rendered under this discount. Your Provider Law
Firm is responsible for determining the amount of the retainer and any
other anticipated costs. Other costs you may incur include fines, court
costs, penalties, expert witness fees, bonds, bail bonds, and any
out-of-pocket expenses. These costs are your responsibility and are not
included as part of membership benefits. Your Provider Law Firm cannot
provide any legal services until payment of the retainer and other costs
have been made. If you need representation in court, you must notify your
Provider Law Firm at least five business days in advance so they may
prepare for your case. |
