Preventive Legal Services
|
Toll Free Phone Consultations with your
Provider Lawyer
| This plan offers, unlimited telephone access to
your Provider Law Firm for personal and business advice when you
enroll. Call the toll-free number during business hours when you
have a non-emergency legal problem or question. |
Phone Calls and Letters...
| A phone call or letter from your Provider Lawyer
can get you the results you want fast. Your Provider Lawyer will
recommend a letter or phone call when that is the best step for
you. One call or letter per personal subject related matter is
free with your membership. Plus, you'll receive two business
letters each year at no additional cost! Additional assistance for
same subject at 25% discount. |
Contract and Document Review...
| You can have an unlimited number of personal legal documents,
up to ten pages each, reviewed by your Provider Lawyer. Included
each year is one business document review at no additional cost!
Your Provider Lawyer will analyze the documents and suggest
changes for your benefit before you sign. |
Wills for You and Your Family...
| A Will for you at no additional charge, not just a "simple"
Will, but one that meets most Americans' needs - with free yearly
reviews and updates. Wills for covered family members are just $20
each; changes and updates $20. Trust preparation is available at a
25% discount. |
* Additional Information & Exclusions |
Administrative and Termination Hearing Representation
| Up to 10 hours of legal consultation, advice and
representation for 2 administrative inquiries or investigations per
membership year; up to 5 hours of assistance per occurrence. Advice,
counsel, and representation by your Provider Lawyer for one
pre-termination hearing each membership year -- at no additional cost.
24 hour Toll-free telephone access to your provider lawyer in the
event of an emergency arising from your direct employment
responsibilities while on active duty as a law enforcement officer.
Your Provider Lawyer will also help with post-termination hearings
(before a review board or arbitrator) as described below. (Additional
preparation time is covered under your 25% discount.)
1st member year: 60 hours of actual hearing time at no added charge
including 2.5 hours of pre-hearing assistance, counsel.
2nd year renewal: 120 hours of actual hearing time at no added
charge including 3 hours of pre-hearing assistance, counsel.
3rd year renewal: 180 hours of actual hearing time at no added
charge including 3.5 hours of pre-hearing assistance, counsel.
4th year renewal: 240 hours of actual hearing time at no added
charge including 4 hours of pre-hearing assistance, counsel.
5th year renewal: 300 hours of actual hearing time at no added
charge including 4.5 hours of pre-hearing assistance, counsel.
* Additional Information & Exclusions |
Trial Defense Services
| You and your spouse also have coverage for
representation by your Provider Lawyer if either of you are named
defendant or respondent in a covered civil or job-related criminal
action filed in court. Hours available for representation increase
each membership year. 1st member year:
75 hours of actual trial time at no additional charge including 17.5
hours of pre-trial time.
2nd year renewal:
140 hours of actual trial time at no additional charge including 23
hours of pre-trial time.
3rd year renewal:
205 hours of actual trial time at no additional charge including 28.5
hours of pre-trial time.
4th year renewal:
270 hours of actual trial time at no additional charge including 34
hours of pre-trial time time.
5th year renewal:
335 hours of actual trial time at no additional charge including 39.5
hours of pre-trial time.
* Additional Information & Exclusions |
Motor Vehicle Related Services
| It's your worst nightmare - a tragic accident
resulting in loss of life, especially in the line of duty. If you are
driving a vehicle, with the express consent and permission of the
owner of the vehicle, and you are involved in an accident that results
in your being criminally charged with manslaughter, involuntary
manslaughter, negligent homicide, or vehicular homicide, you will be
entitled to defense of the charge by your provider lawyer in the court
of original jurisdiction. * Additional Information
& Exclusions |
IRS Audit Legal Services
Pre-Paid Legal takes the bite out of an IRS audit
with up to 50 hours of professional services for either you, your
spouse, or your dependent children when notified in writing of an IRS
audit, or requested to appear at the IRS about your tax return.
Your 50 hours break down to:
One hour for consultation, advice, assistance when notified of an
audit.
2.5 hours at no added charge if settlement is not reached in 30
days. Available for representation, negotiations, conferences,
telephone conversations, and settlement conferences prior to
litigation.
46.5 hours at no added charge if settlement is not reached without
litigation and the IRS sues you, or you pay the disputed tax, and sue
the IRS.
Coverage begins with the return due on April 15 of the year your
membership is effective. Services under this benefit available through
your Provider Lawyer.
* Additional Information & Exclusions |
Other Legal Services
Your Provider Lawyer will render assistance at a 25%
reduction to his or her standard or corporate hourly rate for you or
your spouse should you need legal assistance or litigation services
not otherwise covered by this membership. Your Provider Lawyer must
have five days notice prior to court representation. Telephone advice
is available immediately.
* Additional Information & Exclusions |
Additional
Information & Exclusions:
Due to regulatory
requirements, benefits and rates vary in certain states and provinces. The
information contained on this material is for illustrative purposes only
and is not a contract. It is intended to provide a general overview of
plan coverage; only a plan contract can give actual terms, coverage,
amounts, conditions and exclusions.
Phone Consultation: Nevada residents
limited to 50 hours of telephone consultation per year.
Letters and Phone Calls: A letter or
phone call per subject matter is available if advisable in your Provider
Law Firm's sole discretion.
Contract and Document Review: Nevada
residents limited to 5 personal legal documents reviewed per year.
Will Preparation: Trust preparation
is available at a 25% discount. A standard Will with yearly updates
provided for the primary member at no additional cost. Covered family
members can also have their Will prepared for $20 each, with yearly
updates for only $20.
Administrative and Termination
Hearing Representation: Not covered under this benefit are hearings and
investigations or inquiries which result from any alcohol or drug-related
matter or allegation involving the use of chemicals. Also not covered are
hearings resulting from matters arising other than from the direct
performance of job responsibilities while on active duty, such as
reduction in force or any other termination or separation from service
unrelated to job performance. Pre-existing conditions are not covered.
Trial Defense Services: This coverage
applies only to the named member and spouse. Divorce, separation,
annulment, child custody or other divorce-related matters, bankruptcy,
charges of DUI/DWI, drug-related matters (whether prescribed or not), hit
and run, leaving the scene of an accident and civil or criminal charges
occurring as a result of operating a commercial vehicles with more than
two axles are not covered under this benefit, but are covered by the
preferred member discount. Additional exclusions under this benefit: Being
named in a civil lawsuit or having criminal charged filed against you
because you are listed as an owner, management or associate of the
business and you had no direct involvement with the act or matter that
gave rise to the lawsuit or criminal charge. Those charges are covered
with your preferred member discount. If the lawsuit was filed because of
something that occurred prior to your membership or because of conditions
that were reasonably anticipated or foreseeable prior to your enrollment,
then the lawsuit is excluded from your Trial Defense benefit. This
exclusion applies even if the lawsuit is filed after you become a member.
These lawsuits are covered with your preferred member discount. Class
actions, interventions or amicus curiae filings in which the covered
member is a party (or potential party) are excluded. Also, this coverage
does not include garnishment, attachment or any other appeal. Your
Provider Law Firm has the right to determine whether or not your claim or
defense to a matter will prevail in court or is frivolous or without
merit. This includes deciding whether or not to appeal any judgment or
decision. Your Provider Law Firm also has the right to present your claim
or defense according to their independent professional judgment. Pre-Paid
Legal will not influence or attempt to modify how your Provider Law Firm
provides their professional services.
Motor Vehicle Related Services:
Benefits are available 15 days after enrollment. Not covered are
pre-existing conditions, charges related to DUI/DWI or drug related
matters, matters arising from the use of a commercial vehicle with more
than 2 axles, hit and run related charges, or charges where the covered
person is driving without a valid operator's license.
IRS Audit Legal Services: Does not
cover business tax returns, garnishment, attachment or any other appeal,
class actions, interventions or amicus curiae filings, charges of tax
fraud or income tax evasions, Trust returns, payroll and information
returns, partnerships, corporation returns or portions thereof that are
included in the member's tax returns, pre-existing conditions - where
member has been notified by the IRS prior to enrollment, and services
rendered by an enrolled agent. Coverage includes the return due on April
15th of the first membership year.
Other Legal Services: The standard
hourly rate discount for law enforcement matters may differ from the
standard hourly rate discount offered for non-law enforcement related
assistance due to the complexity and lawyer specialization needed in law
enforcement cases. A retainer may be required before services are rendered
under this benefit. |
