Legal Plan for the Self Employed
FOR YOUR BUSINESS
Preventive Legal Services for your business
Talk to a Lawyer when you need assistance on business legal issues. You'll
receive telephone consultations on an unlimited number of matters for business
questions.
A maximum of three (3) letters written on behalf of your business to third
parties each month. (State laws and contract provisions apply.)
Receive up to three (3) business contracts or documents of up to 15 pages each
reviewed by your Provider Law Firm.
* Additional Information & Exclusions
Other Legal Services for your business
Any other business legal services not otherwise covered by the membership are
available at a 25% discount from the Provider Law Firm's corporate hourly rate.
* Additional Information & Exclusions
Small Business Consulting
Your membership also entitles you to valuable consulting services and more.
Through GoSmallBiz.com, you'll have a place to go for the best advice, news,
information, and consulting services for your small business. We provide
content-rich channels to help our members save time and money. Topics include
Sales & Marketing, Finance, Legal, Human Resources, Technology, and Tax &
Accounting. Plus, you'll receive a free multi-page website to promote your
business online, a monthly e-newsletter and more.
* Additional Information & Exclusions
FOR YOUR FAMILY
Preventive Legal Services for your family
Phone Consultations on Unlimited Matters...
As a member, you can consult with your Provider Law Firm toll free by phone on
any personal or business-related matter. Just call your Provider's toll-free
number during regular business hours when you have a legal problem or question.
Phone Calls and Letters...
A phone call or letter from your Provider Lawyer can get you the results you
want fast. Your Provider Lawyer will recommend a letter or phone call when that
is the best step for you. One call or letter per personal subject related matter
is free with your membership. Plus, you'll receive two business letters each
year at no additional cost! Additional assistance for same subject at 25%
discount.
Contract and Document Review...
You can have an unlimited number of personal legal documents, up to ten pages
each, reviewed by your Provider Lawyer. Included each year is one business
document review at no additional cost! Your Provider Lawyer will analyze the
documents and suggest changes for your benefit before you sign.
Wills for You and Your Family...
A will for you at no additional charge, not just a "simple" Will, but one that
meets most Americans' needs with free yearly reviews and updates. Wills for
covered family members are just $20 each; changes and updates $20. Trust
preparation is available at a 25% discount.
* Additional Information & Exclusions
Motor Vehicle Legal Services
Assistance for moving traffic violations
Representation for certain motor vehicle related criminal charges
Up to 2.5 hours for help with:
Drivers license assistance
Personal injury/Property damage collection assistance of $2,000 or less
* Additional Information & Exclusions
Trial Defense Services
Your Provider Law Firm will assist in the defense of civil suits and job-related
criminal charges. Up to 75 hours of assistance the first membership year, which
includes 57.5 hours of trial time and 17.5 hours of pre-trial time. Scheduled
benefits increase to a maximum of:
2nd Year - 140 total hours (117 hours of trial time + 23 hours of pre-trial
time)
3rd Year - 205 total hours (176.5 hours of trial time + 28.5 hours of pre-trial
time)
4th Year - 270 total hours (236 hours of trial time + 34 hours of pre-trial
time)
5th Year - 335 total hours (295.5 hours of trial time + 39.5 hours of pre-trial
time)
* Additional Information & Exclusions
IRS Audit Legal Services (Including Schedule C)
Scheduled benefits up to 50 hours of professional services from your Provider
Law Firm, including 3.5 hours of pre-trial time. Coverage includes the return
due on April 15th of the first membership year.
* Additional Information & Exclusions
Other Legal Services for your family
Any other personal legal services not otherwise covered by the membership are
available at a 25% discount from the Provider Law Firm's standard hourly rate.
For business legal services, the availability is at a 25% discount from the
Provider Law Firm's corporate hourly rate.
* Additional Information & Exclusions
The Legal Shield
The Legal Shield provides you with 24-hour toll-free access to legal assistance
in the event you are arrested or detained. The Legal Shield is easy to use and
something no one should be without. A quick call to the toll-free number puts
you in touch with the Pre-Paid Legal Corporate Office who will then put you in
contact with your Provider Law Firm.
* Additional Information & Exclusions
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Additional Information & Exclusions:
Phone Consultation: Nevada residents limited to 50 hours of telephone
consultation per year.
Letters and Phone Calls: A letter or phone call per subject matter is available
if advisable in your Provider Law Firm's sole discretion.
Contract and Document Review: Nevada residents limited to 5 personal legal
documents reviewed per year.
Will Preparation: Trust preparation is available at a 25% discount. A standard
Will with yearly updates provided for the primary member at no additional cost.
Covered family members can also have their Will prepared for $20 each, with
yearly updates for only $20.
Motor Vehicle Legal Services: These services are available 15 days after
enrollment. Representation under this benefit is provided when the member has a
valid driver's license and is driving a properly licensed motor vehicle. Any
fines and court costs are the member's expense. Pre-existing conditions, charges
of DUI/DWI related matters, drug-related matters, hit-and-run related charges,
leaving the scene of an accident, and unmeritorious cases are excluded.
Commercial vehicles with more than two axles are not covered. These services are
limited to two and one-half (2-1/2) hours of lawyer time per claim and do not
include the filing of a lawsuit and exclude personal injury and property claims
that exceed $2,000. However, you may receive a 25% discount and consult with
your Provider Law Firm under the toll-free consultation benefit for any
exclusions under this benefit.
Trial Defense Services: This coverage applies only to the named member and
spouse. Divorce, separation, annulment, child custody or other divorce-related
matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether
prescribed or not), hit and run, leaving the scene of an accident and civil or
criminal charges occurring as a result of operating a commercial vehicles with
more than two axles are not covered under this benefit, but are covered by the
preferred member discount. Additional exclusions under this benefit: Being named
in a civil lawsuit or having criminal charged filed against you because you are
listed as an owner, management or associate of the business and you had no
direct involvement with the act or matter that gave rise to the lawsuit or
criminal charge. Those charges are covered with your preferred member discount.
If the lawsuit was filed because of something that occurred prior to your
membership or because of conditions that were reasonably anticipated or
foreseeable prior to your enrollment, then the lawsuit is excluded from your
Trial Defense benefit. This exclusion applies even if the lawsuit is filed after
you become a member. These lawsuits are covered with your preferred member
discount. Class actions, interventions or amicus curiae filings in which the
covered member is a party (or potential party) are excluded. Also, this coverage
does not include garnishment, attachment or any other appeal. Your Provider Law
Firm has the right to determine whether or not your claim or defense to a matter
will prevail in court or is frivolous or without merit. This includes deciding
whether or not to appeal any judgment or decision. Your Provider Law Firm also
has the right to present your claim or defense according to their independent
professional judgment. Pre-Paid Legal will not influence or attempt to modify
how your Provider Law Firm provides their professional services.
IRS Audit Legal Services: Does not cover business tax returns (except Schedule
C), garnishment, attachment or any other appeal, class actions, interventions or
amicus curiae filings, charges of tax fraud or income tax evasions, Trust
returns, payroll and information returns, partnerships, corporation returns or
portions thereof that are included in the member's tax returns, pre-existing
conditions - where member has been notified by the IRS prior to enrollment, and
services rendered by an enrolled agent. Coverage includes the return due on
April 15th of the first membership year.
Other Legal Services: Depending on your legal needs, a retainer may be required
by your Provider Law Firm prior to services being rendered under this discount.
Your Provider Law Firm is responsible for determining the amount of the retainer
and any other anticipated costs. Other costs you may incur include fines, court
costs, penalties, expert witness fees, bonds, bail bonds, and any out-of-pocket
expenses. These costs are your responsibility and are not included as part of
membership benefits. Your Provider Law Firm cannot provide any legal services
until payment of the retainer and other costs have been made. If you need
representation in court, you must notify your Provider Law Firm at least five
business days in advance so they may prepare for your case.
Legal Shield: The Legal Shield service will not apply if the member is alleged
to be under the influence of or impaired by alcohol, intoxicants, controlled
substances, chemicals or medicines, whether prescribed or not; the member is
alleged to be involved with domestic violence or stalking; the member is being
detained for outstanding warrants; the member needs assistance in making,
posting, or obtaining bond, bail or other security required for release.
Small Business consulting provided by: GoSmallBiz.com.
