Home Based Business Rider
Who is Eligible?
To become a member of the Home Based Business Legal Services Plan, you must meet
the following qualifications:
Since the Home Based Business Legal Services Plan is an add-on plan to the
Pre-Paid Legal Services, Inc., Expanded Plan, you must have an Expanded Plan
membership.
Your home and business address must be the same.
Your business entity must have 3 or fewer employees.
Your business must be for-profit and cannot be publicly traded.
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Phone Consultations on Unlimited Matters
As a member, you have unlimited toll free telephone consultation with your
provider lawyer for issues regarding your home based business.
Legal Correspondence Services
How many times could a letter from an attorney have helped your business? You
can have up to three letters written each month on your behalf (no more than one
per subject matter). Follow-up letters are provided at a 25% discount off your
Provider Law Firm's standard hourly rate.
Contract Review
You can have up to three contracts, up to 15 pages each, reviewed by your
Provider Lawyer each month!
Debt Collection
Your business may have up to three separate initial collection letters per month
at no additional charge. If you need additional letters written in a given
month, you'll receive a 25% discount off your provider lawyer's standard hourly
rate.
Trial Defense Services
You will receive a 25% discount off your provider lawyer's standard hourly rate
should your business be charged in a civil action filed in a state or federal
district court.
Reduced Fee Services
With your membership you receive a 25% discount off your provider lawyer's
standard hourly rate on any legal matter not specifically covered on the plan,
including pre-existing conditions.
GoSmallBiz.com
Small Business consultation with small business experts by fax and email.
Content covering a wide array of business topics such as: Tax & Accounting,
Sales & Marketing, Legal, Human Resources, Insurance and others
Answers to Small Business Owners' most frequently asked questions
Answers to specific questions previously asked by members
Current business news
Stock quotes
Access to capital
Info on starting a business
Database of businesses available for purchase
On-line organizational tools, such as Calendars, Address Books, Bookmarks and
File Storage
* Additional Information & Exclusions
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Additional Information & Exclusions:
Due to regulatory requirements, benefits and rates vary in certain states and
provinces. The information contained on this material is for illustrative
purposes only and is not a contract. It is intended to provide a general
overview of plan coverage; only a plan contract can give actual terms, coverage,
amounts, conditions and exclusions.
Letters and Phone Calls: A letter or phone call per subject matter is available
if advisable in your Provider Law Firm's sole discretion.
Contract and Document Review: Nevada residents limited to 5 personal legal
documents reviewed per year.
Trial Defense Services: This coverage applies only to the named member and
spouse. Divorce, separation, annulment, child custody or other divorce-related
matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether
prescribed or not), hit and run, leaving the scene of an accident and civil or
criminal charges occurring as a result of operating a commercial vehicles with
more than two axles are not covered under this benefit, but are covered by the
preferred member discount. Additional exclusions under this benefit: Being named
in a civil lawsuit or having criminal charged filed against you because you are
listed as an owner, management or associate of the business and you had no
direct involvement with the act or matter that gave rise to the lawsuit or
criminal charge. Those charges are covered with your preferred member discount.
If the lawsuit was filed because of something that occurred prior to your
membership or because of conditions that were reasonably anticipated or
foreseeable prior to your enrollment, then the lawsuit is excluded from your
Trial Defense benefit. This exclusion applies even if the lawsuit is filed after
you become a member. These lawsuits are covered with your preferred member
discount. Class actions, interventions or amicus curiae filings in which the
covered member is a party (or potential party) are excluded. Also, this coverage
does not include garnishment, attachment or any other appeal. Your Provider Law
Firm has the right to determine whether or not your claim or defense to a matter
will prevail in court or is frivolous or without merit. This includes deciding
whether or not to appeal any judgment or decision. Your Provider Law Firm also
has the right to present your claim or defense according to their independent
professional judgment. Pre-Paid Legal will not influence or attempt to modify
how your Provider Law Firm provides their professional services.
Preferred Member Discount: Depending on your legal needs, a retainer may be
required by your Provider Law Firm prior to services being rendered under this
discount. Your Provider Law Firm is responsible for determining the amount of
the retainer and any other anticipated costs. Other costs you may incur include
fines, court costs, penalties, expert witness fees, bonds, bail bonds, and any
out-of-pocket expenses. These costs are your responsibility and are not included
as part of membership benefits. Your Provider Law Firm cannot provide any legal
services until payment of the retainer and other costs have been made. If you
need representation in court, you must notify your Provider Law Firm at least
five business days in advance so they may prepare for your case.
