[For
Additional Information & Exclusions - See that Section at the Bottom of this
Page HERE]
Standard Family Plan
Preventive Legal Services
Phone Consultations on Unlimited Matters
As a member, you can consult with your Provider Law Firm toll free by phone on
any personal or business-related matter. Just call your Provider's toll-free
number during regular business hours when you have a legal problem or
question.
Phone Calls and Letters...
A phone call or letter from your Provider Lawyer can get you the results you
want fast. Your Provider Lawyer will recommend a letter or phone call when
that is the best step for you. One call or letter per personal subject related
matter is free with your membership. Plus, you'll receive two business letters
each year at no additional cost! Additional assistance for same subject at 25%
discount.
Contract and Document Review...
You can have an unlimited number of personal legal documents, up to ten pages
each, reviewed by your Provider Lawyer. Included each year is one business
document review at no additional cost! Your Provider Lawyer will analyze the
documents and suggest changes for your benefit before you sign.
Wills for You and Your Family...
A Will for you at no additional charge, not just a "simple" Will, but one that
meets most Americans' needs - with free yearly reviews and updates. Wills for
covered family members are just $20 each; changes and updates $20. Trust
preparation is available at a 25% discount.
* Additional Information & Exclusions
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Motor Vehicle Legal Expense Services
Minor Legal Expenses
Your Provider Lawyer will represent you or your covered family members against
moving traffic violations at no additional cost to you. Now you can have help
with traffic tickets and not have to worry about the cost of representation.
Major Legal Expenses
Your Provider Lawyer will defend you or your covered family members when you
are charged with Manslaughter, Involuntary Manslaughter, Negligent Homicide,
or Vehicular Homicide at no added cost to you.
And add up to 2.5 hours for help with..
Damage recovery service
Driver's license assistance
Personal injury legal expenses
* Additional Information & Exclusions
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Trial Defense Services
Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal
membership offers assistance when you need it most.
Up to 60 hours of lawyer time...
During your first membership year, you have up to 60 hours of your Provider
Lawyer's time at no additional cost when you or your spouse is named defendant
or respondent in a covered civil or criminal action filed in a court of law.
The criminal action must be one which arises out of the direct performance of
the covered person's employment activities. Your Provider Firm can advise you
of the documents required to determine coverage under this benefit.
Of these 60 hours, up to 2.5 hours may be used for all legal services rendered
in defense of the covered suit prior to actual trial. Up to 57.5 of the
remaining hours are available for actual trial time including covered criminal
preliminary hearings.
Your hours of service increase...
When you renew your membership, your hours of lawyer time increase as follows:
2nd year renewal: Up to 120 hours of assistance at no additional charge
including up to 3 hours of pre-trial time.
3rd year renewal: Up to 180 hours of assistance at no additional charge
including up to 3.5 hours of pre-trial time.
4th year renewal: Up to 240 hours of assistance at no additional charge
including up to 4 hours of pre-trial time.
5th year renewal: Up to 300 hours of assistance at no additional charge
including up to 4.5 hours of pre-trial time.
* Additional Information & Exclusions
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IRS Audit Legal Services
Your Pre-Paid Legal membership will help you defray the costs of an IRS audit
and give you the legal support you need.
Up to 50 hours of lawyer time...
You have up to 50 hours of your Provider Lawyer's time available at no
additional cost when you or a covered family member receives written notice of
an IRS audit or are requested to appear at IRS offices regarding your tax
return. Your 50 hours are available as follows:
Up to one hour for consultation, advice, and assistance when you receive
written notice from the IRS of audit or appearance.
If there is no settlement within 30 days, you have up to 2.5 hours for audit
representation, negotiations, phone conversations, and settlement conferences
prior to litigation.
If there is no settlement without litigation, up to 46.5 of the remaining
hours are available for actual trial appearance if the IRS sues you, or you
pay the disputed tax and sue the IRS.
* Additional Information & Exclusions
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Other Legal Services
Your Provider Lawyer will render assistance at a 25% reduction to his or her
standard hourly rate* for you or your spouse should you need legal services
not covered by this plan. A retainer may be required for services being
rendered under this benefit. Five days are required for preparation for court
representation.
*Hourly rates for Referral Lawyers and court appearances may
vary.
* Additional Information & Exclusions
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Additional
Information & Exclusions:
Due to regulatory requirements, benefits and rates vary in
certain states and provinces. The information contained on this material is
for illustrative purposes only and is not a contract. It is intended to
provide a general overview of plan coverage; only a plan contract can give
actual terms, coverage, amounts, conditions and exclusions.
Phone Consultation: Nevada residents limited to 50 hours of telephone
consultation per year.
Letters and Phone Calls: A letter or phone call per subject matter is
available if advisable in your Provider Law Firm's sole discretion.
Contract and Document Review: Nevada residents limited to 5 personal legal
documents reviewed per year.
Will Preparation: Trust preparation is available at a 25% discount. A standard
Will with yearly updates provided for the primary member at no additional
cost. Covered family members can also have their Will prepared for $20 each,
with yearly updates for only $20.
Motor Vehicle Legal Services: These services are available 15 days after
enrollment. Representation under this benefit is provided when the member has
a valid driver's license and is driving a properly licensed motor vehicle. Any
fines and court costs are the member's expense. Pre-existing conditions,
charges of DUI/DWI related matters, drug-related matters, hit-and-run related
charges, leaving the scene of an accident, and unmeritorious cases are
excluded. Commercial vehicles with more than two axles are not covered. These
services are limited to two and one-half (2-1/2) hours of lawyer time per
claim and do not include the filing of a lawsuit and exclude personal injury
and property claims that exceed $2,000. However, you may receive a 25%
discount and consult with your Provider Law Firm under the toll-free
consultation benefit for any exclusions under this benefit.
Trial Defense Services: This coverage applies only to the named member and
spouse. Divorce, separation, annulment, child custody or other divorce-related
matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether
prescribed or not), hit and run, leaving the scene of an accident and civil or
criminal charges occurring as a result of operating a commercial vehicles with
more than two axles are not covered under this benefit, but are covered by the
preferred member discount. Additional exclusions under this benefit: Being
named in a civil lawsuit or having criminal charged filed against you because
you are listed as an owner, management or associate of the business and you
had no direct involvement with the act or matter that gave rise to the lawsuit
or criminal charge. Those charges are covered with your preferred member
discount. If the lawsuit was filed because of something that occurred prior to
your membership or because of conditions that were reasonably anticipated or
foreseeable prior to your enrollment, then the lawsuit is excluded from your
Trial Defense benefit. This exclusion applies even if the lawsuit is filed
after you become a member. These lawsuits are covered with your preferred
member discount. Class actions, interventions or amicus curiae filings in
which the covered member is a party (or potential party) are excluded. Also,
this coverage does not include garnishment, attachment or any other appeal.
Your Provider Law Firm has the right to determine whether or not your claim or
defense to a matter will prevail in court or is frivolous or without merit.
This includes deciding whether or not to appeal any judgment or decision. Your
Provider Law Firm also has the right to present your claim or defense
according to their independent professional judgment. Pre-Paid Legal will not
influence or attempt to modify how your Provider Law Firm provides their
professional services.
IRS Audit Legal Services: Does not cover business tax returns, garnishment,
attachment or any other appeal, class actions, interventions or amicus curiae
filings, charges of tax fraud or income tax evasions, Trust returns, payroll
and information returns, partnerships, corporation returns or portions thereof
that are included in the member's tax returns, pre-existing conditions - where
member has been notified by the IRS prior to enrollment, and services rendered
by an enrolled agent. Coverage includes the return due on April 15th of the
first membership year.
Preferred Member Discount: Depending on your legal needs, a retainer may be
required by your Provider Law Firm prior to services being rendered under this
discount. Your Provider Law Firm is responsible for determining the amount of
the retainer and any other anticipated costs. Other costs you may incur
include fines, court costs, penalties, expert witness fees, bonds, bail bonds,
and any out-of-pocket expenses. These costs are your responsibility and are
not included as part of membership benefits. Your Provider Law Firm cannot
provide any legal services until payment of the retainer and other costs have
been made. If you need representation in court, you must notify your Provider
Law Firm at least five business days in advance so they may prepare for your
case.
